Answers

Auto financing questions, answered simply.

No jargon. No giant blocks of explanation. Start with the question that's standing between you and your next step.

Popular questions

Can I get a car loan after a repossession?Can I get a car loan after bankruptcy?How much down payment do I need?Do I need a cosigner?

Getting Approved

Can I get a car loan after being denied?What credit score do I need for a car loan?Can I get a car loan if I'm self-employed?Does applying for an auto loan hurt my credit?What happens after I submit an auto loan application?Why was I denied for a car loan?

Credit Challenges

Can I get a car loan with collections?Can I get a car loan with late payments?How can I improve my chances next time?

Repossession

Can I get a car loan after a repossession?

Bankruptcy

Can I get a car loan after bankruptcy?

Down Payments

How much down payment do I need?Can a bigger down payment help me?

Monthly Payments

How much car can I afford?What monthly car payment can I afford?

Loan Terms

Is a 72-month car loan too long?

Cosigners

Do I need a cosigner?

First-Time Buyers

Can I get a car loan with no credit history?

Refinance

Can I refinance with credit problems?Can refinancing lower my monthly payment?