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Credit Help

A few steps can strengthen your next application

If you'd rather prepare before applying, these practical moves tend to help. Small, steady progress adds up.

Steps that tend to help

  • Save toward a larger down payment when you can.
  • Make your current payments on time, every time.
  • Keep existing balances as low as possible.
  • Have proof of steady income ready.
  • Check your credit report and fix any errors.

Questions people ask

How can I improve my chances next time?What credit score do I need for a car loan?Why was I denied for a car loan?Does applying for an auto loan hurt my credit?

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Approved partners offer credit education and monitoring products that can help you prepare.

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